“We have said we would like to consolidate all of it, meaning the investment of the funds, the determination of disability awards, all of the management, everything,” said Cole of the Illinois Municipal League. “But if that’s too much to ask, we’ve broken it into the second piece, which is let’s leave those 653 local boards and let them continue to have their local representation and decision-making ability on disability awards and other things, but let’s put all the money together and invest it in a consolidated pool, so there can be a higher rate of return.”